Mobile payment (also referred to as mobile money, mobile money transfer, and mobile wallet) generally refer to payment services operated under financial regulation and performed from or via a mobile device.

DivDat has a mobile app deployed on the Apple iOS and Android platforms. Users may make payments via credit card or personal check, either by entering the data through a textual interface or using the mobile camera to capture data from card and check. The Mobile app is multi-biller, and provides a receipt in the app, in addition to email and SMS. (SMS stands for Short Message Service and is also commonly referred to as a "text message". With a SMS, you can send a message of up to 160 characters to another device. Longer messages will automatically be split up into several parts. Most cell phones support this type of text messaging.)