Cash is (STILL) King and is gaining followers.

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Cash use rises (AND applies to consumers across age groups) as households struggle to cope with inflation.
“It really transcends generations and financial situations,” says Courtney Alev, an associate director of product management at Credit Karma, in the article.

The Hidden Costs of Being Unbanked — How We All Pay

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When was the last time you paid your bills? How did you pay them? For many of us, including myself, the answers are: once in the past month, and electronically through a bank account. Which is great, for us. But what about people who don’t have a checking or savings account at a bank or […]

4 Unexpected Facts About the Unbanked

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From time to time, we see stories in the news that refer to unbanked households — defined by the Federal Deposit Insurance Corporation (FDIC) as households in which no one has a checking or savings account at a bank or credit union.  Perhaps our first reaction is disbelief: How can anyone live in today’s high-tech, […]

Pass-Along Savings: Serving the Unbanked Delivers a Win for All


There’s nothing like when a plan comes together – especially with a surprise benefit. I had that revelation after a recent meeting with Director/CEO Gary Brown and COO Rob Presnell of the Detroit Water & Sewerage Department (DWSD). It had been a year since the installation of the DivDat Kiosk Network in locations across the […]

Just Like Cashless Stores, Convenience Fees Discriminate


A funny thing happened recently in New York City. When the latest Amazon Go store opened in early May, it was announced – with emphasis – the store accepts cash. Business Insider even tested the cash-acceptance feature and found “it was well thought-out and worked adequately.” It’s not quite what Amazon envisioned with the Go […]